/* Border Quotes — mobile-first, no external fonts */
:root{--navy:#0f2742;--navy2:#16365c;--yellow:#f6b70f;--yellow2:#ffd34d;--ink:#1b2430;--muted:#5a6675;--line:#dfe4ea;--bg:#f6f8fa;--ok:#13804a;--err:#b42318;--wa:#1f9e55;--r:10px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;padding-bottom:64px}
img,svg{max-width:100%;height:auto}
a{color:var(--navy2)}
h1,h2,h3{line-height:1.2;color:var(--navy)}
h1{font-size:1.85rem;margin:.2em 0 .4em}
h2{font-size:1.4rem;margin:1.6em 0 .5em}
h3{font-size:1.1rem;margin:1.2em 0 .3em}
.wrap{max-width:1100px;margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
/* header */
.top{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20}
.top .wrap{display:flex;align-items:center;gap:10px;min-height:58px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font-weight:800;letter-spacing:.2px;margin-right:auto}
.brand svg{width:30px;height:30px}
.brand small{display:block;font-weight:400;font-size:.72rem;opacity:.8;letter-spacing:0}
.lang{color:var(--yellow2);font-weight:700;text-decoration:none;border:1px solid rgba(255,255,255,.35);border-radius:6px;padding:3px 8px;font-size:.85rem}
.nav{width:100%}
.nav summary{list-style:none;cursor:pointer;color:#fff;padding:6px 10px;border:1px solid rgba(255,255,255,.35);border-radius:6px;display:inline-block;font-size:.9rem}
.nav summary::-webkit-details-marker{display:none}
.nav ul{list-style:none;margin:8px 0 12px;padding:0;display:grid;gap:2px}
.nav a{color:#fff;text-decoration:none;display:block;padding:8px 4px;border-bottom:1px solid rgba(255,255,255,.1)}
.nav a:hover{color:var(--yellow2)}
@media(min-width:900px){
 .top .wrap{flex-wrap:nowrap}
 .nav{width:auto;order:2}.lang{order:3}
 .nav summary{display:none}
 .nav ul{display:flex;gap:16px;margin:0}
 .nav a{border:0;padding:0;font-size:.93rem}
}
/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:28px 0 34px}
.hero h1{color:#fff}
.hero p.lead{font-size:1.08rem;opacity:.95;max-width:44em}
.hero .grid{display:grid;gap:22px}
@media(min-width:900px){.hero .grid{grid-template-columns:1.1fr .9fr;align-items:start}.hero{padding:44px 0 50px}h1{font-size:2.3rem}}
.badges{list-style:none;padding:0;margin:14px 0;display:flex;flex-wrap:wrap;gap:8px}
.badges li{background:rgba(255,255,255,.12);border-radius:20px;padding:4px 12px;font-size:.88rem}
.disclose{background:#fff8e1;border-left:4px solid var(--yellow);padding:10px 14px;border-radius:6px;font-size:.92rem;color:var(--ink)}
.hero .disclose{background:rgba(255,255,255,.1);color:#fff;border-left-color:var(--yellow)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:8px;padding:12px 18px;font-weight:700;font-size:1rem;text-decoration:none;cursor:pointer;min-height:46px}
.btn-y{background:var(--yellow);color:var(--navy)}.btn-y:hover{background:var(--yellow2)}
.btn-w{background:var(--wa);color:#fff}
.btn-o{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.6)}
.ctas{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0}
/* content */
main section{padding:8px 0}
.crumbs{font-size:.85rem;color:var(--muted);padding:12px 0 0}
.crumbs a{color:var(--muted)}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"›";margin-right:6px}
.cards{display:grid;gap:14px;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));margin:14px 0}
.card{border:1px solid var(--line);border-radius:var(--r);padding:16px;background:#fff}
.card h3{margin-top:0}
.card a.more{font-weight:700;text-decoration:none}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;gap:12px}
.steps li{counter-increment:s;padding:12px 14px 12px 52px;position:relative;background:var(--bg);border-radius:var(--r)}
.steps li:before{content:counter(s);position:absolute;left:14px;top:12px;width:28px;height:28px;border-radius:50%;background:var(--yellow);color:var(--navy);font-weight:800;text-align:center;line-height:28px}
.tbl{overflow-x:auto;margin:12px 0}
table{border-collapse:collapse;width:100%;min-width:520px;font-size:.95rem}
th,td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
th{background:var(--bg)}
.note{font-size:.9rem;color:var(--muted)}
.two{display:grid;gap:22px}
@media(min-width:900px){.two{grid-template-columns:1.25fr .75fr}}
.box{background:var(--bg);border-radius:var(--r);padding:16px}
details.faq{border:1px solid var(--line);border-radius:8px;padding:10px 14px;margin:8px 0}
details.faq summary{font-weight:700;cursor:pointer}
/* form */
.quote-wrap{background:var(--bg);padding:26px 0 30px;margin-top:20px}
form.quote{background:#fff;color:var(--ink);border-radius:12px;padding:18px;box-shadow:0 6px 24px rgba(15,39,66,.14);display:grid;gap:10px}
form.quote h2,form.quote h3{margin:0;color:var(--navy)}
.f2{display:grid;gap:10px}
@media(min-width:600px){.f2{grid-template-columns:1fr 1fr}}
form.quote label{display:block;font-size:.88rem;font-weight:600;color:var(--navy)}
form.quote input,form.quote select,form.quote textarea{width:100%;font:inherit;padding:10px;border:1px solid #b9c3cf;border-radius:7px;margin-top:3px;background:#fff;color:var(--ink)}
form.quote textarea{min-height:70px;resize:vertical}
form.quote input:focus,form.quote select:focus,form.quote textarea:focus{outline:3px solid var(--yellow2);border-color:var(--navy2)}
form.quote .chk{display:flex;gap:8px;align-items:flex-start;font-weight:400;font-size:.8rem;color:var(--muted)}
form.quote .chk input{width:auto;margin-top:4px}
.hp{position:absolute!important;left:-5000px!important;width:1px;height:1px;overflow:hidden}
.form-status{margin:0;font-weight:600;min-height:1.2em}
.form-status.err{color:var(--err)}.form-status.ok{color:var(--ok)}
.req{color:var(--err)}
/* footer */
footer{background:var(--navy);color:#cfd8e3;padding:28px 0 20px;margin-top:30px;font-size:.92rem}
footer a{color:#fff}
footer .cols{display:grid;gap:18px}
@media(min-width:800px){footer .cols{grid-template-columns:2fr 1fr 1fr 1fr}}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin:4px 0}
footer h3{color:#fff;font-size:1rem;margin:0 0 6px}
/* sticky bar */
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:30;display:grid;grid-template-columns:1fr 1fr 1fr;box-shadow:0 -2px 12px rgba(0,0,0,.18)}
.sticky a{display:flex;align-items:center;justify-content:center;gap:6px;min-height:56px;font-weight:800;text-decoration:none;font-size:.95rem}
.sticky .c{background:var(--navy);color:#fff}.sticky .w{background:var(--wa);color:#fff}.sticky .q{background:var(--yellow);color:var(--navy)}
.sticky svg{width:20px;height:20px;fill:currentColor}
@media(min-width:900px){
 body{padding-bottom:0}
 .sticky{left:auto;right:18px;bottom:18px;grid-template-columns:none;gap:10px;box-shadow:none}
 .sticky a{border-radius:30px;padding:0 20px;box-shadow:0 4px 14px rgba(0,0,0,.22);min-height:50px}
 .sticky .q{display:none}
}
/* Border Quotes additions */
.card .ico{display:inline-flex;width:40px;height:40px;border-radius:10px;background:var(--navy);align-items:center;justify-content:center;margin-bottom:6px}
.card .ico svg{width:26px;height:26px}
.offer{border:2px solid var(--yellow);border-radius:var(--r);padding:18px;background:#fffdf3}
.offer .price{font-size:1.9rem;font-weight:800;color:var(--navy);margin:.1em 0}
.offer .price small{font-size:1rem;font-weight:600;color:var(--muted)}
fieldset.radios{border:1px solid var(--line);border-radius:8px;padding:8px 12px;margin:0 0 10px}
fieldset.radios legend{font-weight:600;font-size:.95rem;padding:0 4px}
fieldset.radios label{display:flex;gap:8px;align-items:flex-start;font-weight:400;margin:4px 0}
fieldset.radios input{width:auto;margin-top:5px}
.links{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}
.links a{display:inline-block;border:1px solid var(--line);border-radius:999px;padding:6px 12px;text-decoration:none;background:#fff}
.links a:hover{border-color:var(--navy2)}